Equilibria - A Humane Welfare Ecosystem

Online Beneficiary Journey

Table of Contents

Introduction

The Beneficiary's Journey to Empowerment (Online Access)

This document provides a comprehensive, step-by-step guide detailing your specific journey as a Beneficiary interacting with the Equilibria Humane Welfare Platform (WelfarePlatform) primarily through its online interfaces (Web Application and Mobile App). As a Beneficiary, you are central to the Self Sovereign Humane Welfare Economy (HumaneEconomy), initiating Equilibria Welfare Initiatives (Welfare Initiatives) to address tangible welfare needs you or your community face, often aligned with Humane Welfare Categories (Welfare Categories).

Equilibria empowers you as an active steward of the welfare generated. Your primary interaction tool, even within the apps, is the Equilibria AI Agent. It acts as your intuitive concierge, assisting with articulating needs via text, voice, or media uploads, managing resources secured through the platform, tracking progress visually, demonstrating Equilibria Initiative Impact (Initiative Impact) through rich data reporting, and simplifying complex processes. Remember, you can ask the AI Agent to save your progress at any stage and resume later.

This journey adheres to principles of transparency, DID-based self-sovereignty, and accountability. You will primarily interact with:

  • Your Initiative’s Equilibria Initiative Record (InitiativeRecord) which tracks your Initiative Outstanding Obligation (Obligation Offset) (starting negative).

  • The Beneficiary-Led Initiative Stake (BLIStake) token concept associated with your Initiative. Delivering Impact reduces your Obligation Offset towards zero.

  • Fiat Pegged Stablecoins (FPStable) held in the Initiative Escrow Wallet (InitiativeEscrow) for your Initiative.

  • Potentially, Equilibria-Led Initiative Stake (ELIStake) or additional BLIStake, which you might earn later by contributing skills back, helping to offset any residual Residual Resource Empowerment Pledge (RREPledge).

All funding originates from Benefactor donations. Any potential appreciation in stake token value (e.g., for BLIStake held by Benefactors) is circumstantial and not guaranteed. Your success is measured by achieving welfare goals and demonstrating stewardship by bringing your Obligation Offset to zero.

This document details your journey using the online interfaces. (For interaction solely via telephone, please refer to the separate ‘An Offline Beneficiary’s Empowerment Journey’ document).

Discovery

Discovery & Initial Needs Assessment (Online)

  1. Finding Equilibria & First Contact: You (User) discover the WelfarePlatform (website, app store, referral). You open the Web or Mobile App.

    • AI Agent (Chat/Visual Interface): “Welcome to Equilibria, the Self Sovereign Humane Welfare Economy! Explore public Initiatives or Register to participate?” (Presents options).

    • User interacts: “I need help.”

  2. Initial Needs Discussion (Multimodal):

    • AI Agent: “I’m here to help. Please describe the challenge. You can type, speak, or upload relevant photos/videos.”

    • (User explains via preferred input, e.g., describes need for funding specialized therapy sessions – Category: Health & Well-being).

  3. Platform Fit & Expectation Setting:

    • AI Agent: (Analyzes). “Supporting access to essential therapies aligns with Equilibria’s mission. We connect needs like yours with Benefactor donations (via FPStable).”

    • AI Agent clarifies (Text & Voice): “If you create a 'Welfare Initiative', we’ll build a detailed plan (therapy type, provider, cost, sessions needed, milestones like ‘Therapist Engaged’, ‘Sessions Complete’, Impact metrics like ‘Reported Well-being Improvement’). This gets validated by an expert Primary Mentor. Funding isn’t guaranteed. Contributions are donations; focus is on welfare.” (Provides ‘Learn More’ links).

  4. Save/Resume Option:

    • AI Agent: “Register now to save this discussion and start your Initiative?”

    • User selects ‘Register’.

Onboarding

Onboarding: Becoming a Verified Beneficiary (Online)

(Establishing your secure identity and wallet via the App/Web interface)

  1. Registration & Verification: AI Agent presents form fields for Name, Email/Phone. User inputs. AI sends verification code. User enters code into interface. “Code verified.”

  2. Security Setup: AI guides through creating a strong password (visual meter). Offers clear UI options for setting up 2FA (QR code scan / SMS setup). (User becomes a “Participant”).

  3. Wallet Setup & CRITICAL Recovery Phrase Verification (Wallet First):

    • AI Agent: “Activating your secure digital wallet…” (Visual progress).

    • AI Agent presents Recovery Phrase visually with audible and visual warnings: “CRITICAL STEP: Secure these words offline NOW…”

    • AI Agent requires explicit UI confirmation: Checkbox/Button: “I confirm I have written down and securely stored my Recovery Phrase offline.” (User clicks).

    • AI Agent initiates verification: “To ensure accuracy, please select the words for positions [X], [Y], and [Z] from the list below.” (Presents clickable word list).

    • (User clicks correct words). “Verification successful. Wallet [Wallet Address] active.”

  4. DID & Handle Creation:

    • AI Agent: “Creating your self-sovereign DID linked to your wallet…” (Visual indicator). “DID created.”

    • AI Agent: “Choose your unique, immutable Equilibria Handle (@username.equilibria.ngo)…” (User types, AI checks availability instantly). “[EquilibriaHandle] registered.”

  5. Enhanced Account Recovery Setup (AGRecovery):

    • AI Agent: “For fallback security, Equilibria uses AGRecovery. Let’s set up your Final Decryption Secrets (e.g., Security Questions/Answers) now via this secure form.” (Presents secure interface).

    • (User sets up secrets).

    • AI Agent confirms: “AGRecovery safeguard configured. Remember your secrets.”

  6. Role Confirmation (Beneficiary):

    • AI Agent: “Based on needing support for therapy, selecting your primary role as Beneficiary. Correct?” (Presents role description).

    • User confirms ‘Beneficiary’. “Role confirmed.”

  7. KYC Verification (Enhanced):

    • AI Agent: “Final step: KYC. Use your camera or upload files for: 1) ID, 2) Address Proof, 3) Live Selfie holding ID + note with today’s date [Date] and ID number [ID Num].” (Provides secure upload interface with real-time quality checks if possible).

    • AI Agent: “Submitting… Identity confirmed!” [Or indicates review].

  8. Onboarding Complete:

    • AI Agent: “Onboarding complete, [EquilibriaHandle]! Verified Beneficiary. Ready to create your Welfare Initiative for the therapy sessions?” (Presents ‘Start Initiative’ option).

    • Beneficiary proceeds.

Initiative Creation

Articulating the Need (Online Interface)

(Using the AI-Agent within the Web/Mobile App to build the Initiative plan)

  1. Initiation & Guided Planning:

    • Beneficiary selects “Create New Initiative” in the app/web interface.

    • AI Agent (Chat/Guided Form): “Let’s define your Welfare Initiative. Start with a clear title (e.g., ‘Physical Therapy Sessions for [Name]’). Now, describe the need (SDG 3 / Basic Healthcare Category), objective (‘Regain mobility after injury’), and target Impact (‘Return to daily activities’). You can type, speak, or upload supporting documents like a doctor’s recommendation.”

    • (Beneficiary provides input via interface controls).

  2. AI-Assisted Resource Definition:

    • AI Agent presents interactive sections:

      • Capital Needs: “Use the budget tool to list items needing FPStable funding. Add rows for ‘Therapist Session Fees’, ‘Transportation Costs’, etc. Enter required amounts and upload quotes/invoices if available.” (AI assists with calculations). “Total Fiat Need Calculated: $[Fiat Need Amount].”

      • Human Resource Needs: “Besides required Primary Mentorship (Est. Value ~$A), do you need other non-fiat support like ‘Case Worker Liaison’ or ‘Appointment Scheduling Assistance’?” (Beneficiary selects/defines needs. AI suggests estimated Denominations. Total Non-Fiat Denomination: $[NonFiat Value]).

    • AI Agent confirms Total Denomination: “+TRObligation (Total Denomination) for this Initiative is $[Total Value].”

  3. Milestone & Impact Metric Planning:

    • AI Agent: “Define key Milestones using the planner. Suggestions: [M1: Funding/Mentor, M2: Therapist Engaged & Plan Set, M3: 10 Sessions Complete, M4: Final Assessment Received, M5: Final Report]. Edit targets and deadlines.” (Presents editable timeline/milestone tool).

    • AI Agent: “Define Impact Metrics. Suggestions: ‘# Sessions Attended’, ‘Physiotherapist Progress Rating (1-5)’, ‘Patient Reported Outcome Score (Simple Survey)’. Set targets and how data will be verified.” (Presents editable metrics tool).

  4. Narrative & Media Integration (Initiative Narrative):

    • AI Agent: “Draft the main narrative explaining your situation and goals. Upload optional photos/videos illustrating the need or therapy environment.” (Provides text editor and secure media upload).

  5. Review & Submission:

    • AI Agent: “Review the complete draft Initiative plan and narrative for ‘[Initiative Title]’.” (Presents consolidated view).

    • Beneficiary reviews and confirms. “Submit Initiative.”

    • AI Agent: “Authenticate via your wallet to submit…” (Triggers wallet signature request).

  6. Record Initiation & Obligation Assignment:

    • AI Agent: “Submission successful! InitiativeRecord NFT initiated (Total Denomination: $[Total Value]). Your initial Negative Obligation Balance (-TRObligation) of (-$[Total Value]) is now linked to your DID via this Record. Delivering Impact offsets this.” (Updates dashboard).

  7. AI Assessment & Mentor Search:

    • AI Agent: “Performing initial AI assessment… Assessment positive! Now searching for qualified Mentors in ‘Physical Rehabilitation Support’…” (Shows status).

Due Diligence

Collaborating with Mentors (Online Interface)

(Interacting securely with the assigned Mentor via the platform)

  1. Mentor Engagement Notification:

    • AI Agent (Platform Notification / Dashboard Update): “Update for ‘[Initiative Title]’: Mentor [Mentor Handle] (Rep: [Tier]) has engaged! Their non-fiat engagement value ($[Mentor_Value]) is factored into the total Initiative Denomination. Your Fiat Funding Goal remains [$Original_Fiat_Need].”

  2. Responding to Mentor Information Requests:

    • AI Agent (Notification/Task in App): “Mentor [Mentor Handle] requires clarification on ‘[Specific Point]’ and requests upload of ‘[Specific Document, e.g., ‘Detailed Therapy Plan from Provider’]’. Respond via the secure chat or upload below.”

    • (Beneficiary uses the integrated interface to type/speak response and securely upload the requested document).

    • AI Agent: “Response and document ‘TherapyPlan.pdf’ sent securely to Mentor. Status updated.”

  3. Receiving Validation Outcome Notification:

    • AI Agent (Notification/Dashboard Update): “Great news! Mentor [Mentor Handle] has endorsed Initiative ‘[Initiative Title]’ based on their review!”.

    • AI Agent continues: “Checking platform rules… [If required: ‘This Initiative requires final review by the Audit & Approval Group due to its [complexity/value/category]. Status updated to ‘Pending Audit Review’.’] [If not required: ‘Based on Mentor endorsement and platform rules, Initiative is fully approved for funding!’]” [Or explains required revisions clearly, linking to specific feedback].

Funding Phase

Attracting Support (Online Interface)

(Monitoring the Initiative’s funding progress on the Exchange)

  1. Notification of Publication on Exchange:

    • AI Agent (Notification/Dashboard Update): “Your approved Welfare Initiative, ‘[Initiative Title]’, is live on the Altruists Exchange! Fiat funding goal: [$Original_Fiat_Need].” (Provides link to public view).

  2. Monitoring Funding Progress:

    • Beneficiary views a real-time funding progress bar and contributor list (anonymized if chosen by Benefactor) on their Initiative dashboard.

    • AI Agent (Optional proactive updates or upon query via chat/voice): “Funding Update: ‘[Initiative Title]’ now [Percentage]% funded ($[Amount Raised] / $[Goal]).”

  3. Funding Goal Met & Escrow Confirmation:

    • AI Agent (Major Notification/Dashboard Update): “Funding Goal Reached! Initiative ‘[Initiative Title]’ secured [$Original_Fiat_Need] FPStable! Funds active in the Initiative Escrow Wallet.”

  4. Milestone Activation Confirmation:

    • AI Agent: “Funding complete! M1 complete. M2 (‘Therapist Engaged & Plan Set’) active. Target: [Date]. Budget allocated: $[M2 Budget]. Funds available via payment requests upon M2 verification.” (Updates dashboard).

Implementation Phase

Executing the Initiative (Online Interface)

(Managing tasks, resources, and reporting via the Web/Mobile App)

  1. Executing Payments (Utilizing Initiative Escrow & Off-Ramp):

    • (Scenario: Paying the therapist after initial sessions as per M2/M3 budget).

    • Beneficiary (Using App/Web): Navigates to Initiative → Payments → Request Payment.

    • AI Agent (Guided Form/Chat): “Requesting payment. Select Verified Payee: [Therapist Name/Org] (ID: [ID]). Enter amount: [$Amount]. Select relevant Milestone: M[X]. Upload supporting invoice/receipt: [Upload Button].”

    • (Beneficiary fills form, uploads invoice).

    • AI Agent: “Verifying [$Amount] against M[X] budget… Approved. Payment to [Therapist Name] uses [Off-Ramp/Direct Transfer]. Authenticate via wallet to authorize release from Initiative Escrow Wallet.”

    • (Beneficiary approves via wallet interaction).

    • AI Agent: “Payment authorized and initiated. Status updated on dashboard.” (Vendor prompted for confirmation/receipt if needed).

  2. Managing Non-Fiat Contributions (HRTasks – If Applicable):

    • Beneficiary dashboard shows status of required HRTasks (e.g., ‘Appointment Scheduling Assistance’).

    • Receives notification when contributor submits deliverable (e.g., ‘Confirmed Schedule for next 4 weeks’).

    • Reviews deliverable (schedule/report) within the platform interface.

    • Beneficiary (Clicks Button/Uses Command): “Verify HRTask ‘[Task Title]’ completed by [Contributor Handle].” (Authenticates verification).

    • AI Agent: “Task verified. Associated BLI/ELIStake issuance queued for next milestone.”

  3. Providing Progress Updates:

    • Beneficiary uses the “Post Update” feature on the Initiative dashboard.

    • Beneficiary (Types update, uploads photos/videos if relevant): “Update M3: Completed the first 10 physical therapy sessions. Making good progress on mobility goals as per therapist notes (summary attached).”

    • AI Agent: “Update posted to Initiative feed. Sharing summary with Mentor and Benefactors.”

  4. Submitting Proof of Progress (PoP) for Milestones:

    • AI Agent (Prompts via dashboard/notification): “Milestone [X] (‘[Title]’) deadline approaching. Prepare and submit Proof of Progress using the PoP tool.”

    • Beneficiary (Using PoP Submission Interface): Compiles evidence package: Uploads therapist progress reports, personal logs, links to verified vendor payment confirmations (e.g., therapy session invoices), links to completed HRTask deliverables. Adds summary notes. Clicks “Submit PoP for Milestone [X]”. (Authenticates).

    • AI Agent: “PoP package received for M[N]. Analyzing evidence… Forwarded to Mentor [Mentor Handle] for verification.” (Updates dashboard status).

  5. Receiving Mentor Verification & Obligation Balance Updates:

    • AI Agent (Notification/Dashboard Update): “Milestone [X] (‘[Title]’) Verified by Mentor [Mentor Handle]!”

    • AI Agent confirms actions: “Associated funds released. Mentor’s [BLIStake/ELIStake] tranche unlocked/issued. HRTask contributor [BLIStake/ELIStake] issued.”

    • AI Agent updates obligation: “Based on verified Impact delivery for this phase, your Initiative Outstanding Obligation (-TRObligation) reduced to [-$NewBalance].” (Dashboard visual updates).

Initiative Conclusion

Finalizing the Impact Journey (Online Interface)

  1. Initiating Final Report:

    • AI Agent (Prompts after final operational milestone verified): “All milestones complete! Please use the Final Report tool to summarize achievements and final Impact metrics.”

  2. AI-Assisted Final Report Compilation: Beneficiary uses an interactive reporting tool in the App/Web interface. AI pre-fills known data (milestones, verified metrics). Beneficiary adds final narrative summaries, uploads final testimonials (with consent management tools), reviews consolidated report draft.

  3. Submitting for Final Mentor Verification: Beneficiary clicks “Submit Final Report,” authenticates via DID/Wallet.

  4. Receiving Final Verification & Closure Confirmation:

    • AI Agent (Notification/Dashboard Update): “Initiative ‘[Initiative Title]’ Completed! Final Mentor approval received.”

    • AI Agent displays final status: “Final Initiative Lifecycle Factor applied to associated BLIStake: [Factor]. Your final Obligation Balance is Zero [OR ‘Residual RREPledge: -$ResidualAmount’]. View archived record?” (Links to final state).

Post-Initiative Lifecycle

Stewardship, Value, and Future Paths (Online Interface)

  1. Stewardship Proof & Pledge Management (RREPledge): Beneficiary dashboard clearly displays completed Initiatives and Obligation status. If RREPledge exists, AI notifies when future BLIStake/ELIStake earnings automatically reduce it, showing progress towards zero.

  2. Accessing Archived Records: Beneficiary browses completed Initiatives in their portfolio via App/Web, accessing all archived reports, data, media, and transaction history.

  3. Long-Term Impact Monitoring: AI prompts for scheduled long-term updates via platform notifications. Beneficiary submits data via interface. Positive data can trigger further Impact Algorithm calculations / BLIStake factor increases.

  4. Potential Stewardship Stake Unlock: If triggered, AI sends major platform notification: “Your stewardship stake for Initiative [Record ID] now holds positive value and is unlocked! View details on the Exchange.” (Link provided).

  5. Exploring New Roles & Initiatives: Beneficiary uses profile settings/AI prompts to explore/qualify for Mentor function or opt-in to contribute HR. Uses standard interface to initiate new Welfare Initiatives, leveraging reputation.

  6. Contributing Skills (Earning BLIStake/ELIStake & Offsetting Pledge): Beneficiary browses available HRTasks on a dedicated section of the Exchange/Platform, uses interface to submit bids (HRValuation), track engagement, submit deliverables, and see earned stake tokens (which automatically offset pledges).

Handling Challenges

(Beneficiary Perspective - Online Interface)

(AI assists via chat, notifications, and dedicated resolution interfaces)

  1. Reporting Implementation Issues: Use “Report Issue” feature within the Initiative dashboard. AI guides categorization (Vendor, Budget, Mentor, Technical) and submission of details/evidence via chat/upload. AI logs issue, notifies Mentor.

  2. Navigating Mentor Disagreements: AI presents Mentor feedback clearly within the PoP section. Offers buttons/options: “Upload Additional Evidence,” “Request Clarification from Mentor (via Chat),” “Initiate Formal Dispute.” Guides user through chosen path.

  3. Addressing Funding Shortfalls/Alerts: AI displays alerts prominently on dashboard. Offers interactive tools: “Draft Update to Boost Funding,” “Analyze Potential Scope Adjustments with Mentor,” “View Similar Initiative Budgets.” Facilitates submitting adjustments for approval.

The Opportunity: Become a Pioneer

Equilibria is currently in its foundational phase, building the core platform through Equilibria-Led Initiatives (ELIs). We are seeking Pioneers—visionary individuals and partners with expertise in technology, social impact, governance, and community building—to help us shape this new paradigm. Your early involvement is crucial to building a system designed to be owned and operated by the people, for the people.

We’re building a decentralized humane welfare ecosystem, an alternate social safety net powered by collective action and shared purpose. This is where your unique spark can ignite real change and help forge a more resilient future for all.

Our call to action is clear.

Become an Equilibria Pioneer.

SUBMIT PIONEER INTEREST